My Halal Home UAE

How Islamic home finance works

Different contracts can lead to the same front door.

What matters here

Islamic home finance avoids an interest-bearing loan, but the legal structure, pricing benchmark and path to ownership vary by provider.

The provider acquires the property and leases it to the customer under agreed terms, with ownership transferring according to the contract.

The provider buys the property and sells it to the customer at an agreed disclosed profit, paid over time.

The customer and provider share ownership, with the customer acquiring the provider share under the agreed plan.

Preliminary planning information only. Not advice, approval or a provider offer.